Ms McDevitt is not alone. Student debt is a one trillion dollar headache for the US economy - and it is only getting worse.
As the cost of a university education soars, default rates are on the rise. Some estimates say that more than five million borrowers in the US have defaulted on their student loans. Almost 375,000 people defaulted in the latest year alone, the US Department of Education says.
And those borrowers can face dire consequences.